Five Areas / ONE Relationship
As a company, we review 5 areas of your financial life allowing you to create one financial relationship. We believe one relationship is critical. Most Americans are uncomfortable creating financial relationships and divulging information to multiple people. We take all areas of your life into consideration and review your entire financial picture to create a lasting relationship with satisfied referrals for years to come. As a client, you will receive a personalized GPS which outlines your own financial roadmap and assists you with your financial decisions.
1. Mortgage
At Five Financial, we believe the home mortgage plays a vital role in proper planning for your financial future. As part of your personalized GPS, we will review your current mortgage and suggest additional strategies to help you reach your goals more efficiently.
2. Debt Management
A proper understanding of debt and how it affects your future is another important piece to your financial puzzle. Contrary to popular belief, all debt may not be bad if understood and managed correctly. We have several tools in place to help you manage your debt. These tools not only allow you to create goals to become debt free, but they give you step by step instructions and monitor your progress. Your get out of debt date is a reality that Five Financial will help you achieve.
3. Insurance
No financial strategy can be considered complete without insurance. Insurance allows your plan to be self completing. This means that if you pass away before you achieve your financial goals, your insurance will complete the plan. In addition to a thorough review of your life insurance, Five Financial will evaluate your other insurance policies (disability, medical, home & auto) for cost effectiveness as well as to ensure they meet your needs.
4. Emergency Fund
Most people understand the importance of an account they can access in the event of an emergency. At Five Financial, we give the emergency fund special attention. Its very existence or absence can single-handedly make or break your financial strategy. Our representatives educate you on the suggested minimums of an emergency fund and help you understand options. Five Financial helps create alternatives to the typical credit card emergency funds.
5. Retirement Savings
Five Financial helps sort through all of your available options and assists you in choosing the right strategy for your goals. No one should rely solely on their own understanding of this area without a professional opinion.